Welcome to www.angelarosegibbs.com ("Website"). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with these Terms, please discontinue use of this Website.
This Website is provided by Angela Rose Gibbs, Senior Mortgage Advisor, Individual NMLS #296248.
Mortgage financing services described on this Website are offered through Great American Mortgage, Company NMLS #339273.
The information provided on this Website is for general informational and educational purposes only and should not be considered legal, tax, accounting, financial, or mortgage advice.
Nothing contained on this Website constitutes:
A commitment to lend
A guarantee of financing
A loan approval
A promise of specific loan terms
An offer to extend credit
All mortgage loans are subject to credit approval, underwriting review, property eligibility, investor requirements, program guidelines, and applicable federal and state laws.
We strive to provide current and accurate information; however, mortgage programs, guidelines, interest rates, fees, and lending requirements change frequently.
We make no warranty that all information on this Website is complete, current, or error-free.
Consumers should contact Angela Rose Gibbs for information regarding current loan programs and eligibility requirements.
All advertising and marketing communications on this Website are intended to be truthful, accurate, and not misleading.
Loan programs, products, terms, fees, rates, and other information advertised on this Website are subject to applicable eligibility requirements and may change without notice.
We do not intentionally use advertising that misrepresents loan terms, creates a false sense of urgency, or suggests that a mortgage product is available to a consumer when it is not.
We do not represent or imply that this Website or any advertisement is sponsored by, affiliated with, or issued by a government agency, a consumer's current mortgage lender, or another entity when such an affiliation does not exist.
Angela Rose Gibbs is a licensed mortgage loan originator and is identified by Individual NMLS #296248.
Mortgage financing services are offered through:
The applicable company and individual NMLS information are provided on this Website and in mortgage advertising as required by applicable law.
Mortgage advertising directed to California consumers is intended to comply with applicable federal and California laws and regulations governing mortgage advertising and licensed mortgage activity.
Advertising is not intended to be false, deceptive, or misleading.
Mortgage advertising directed to Idaho consumers is intended to comply with applicable federal and Idaho laws and regulations.
We do not intentionally engage in bait-and-switch advertising or misrepresent the terms, conditions, charges, availability, or characteristics of mortgage services.
We do not represent or imply that an advertisement is from a consumer's current mortgage holder, a government agency, or another entity when it is not.
Mortgage advertising directed to Texas consumers is intended to comply with applicable federal and Texas mortgage laws and regulations.
Advertisements may identify both the mortgage company and the sponsored mortgage loan originator, including applicable NMLS identification numbers.
Nothing in an advertisement is intended to guarantee loan approval, a specific interest rate, financing terms, or eligibility for a particular mortgage program.
Rates, terms, and financing conditions are subject to applicable requirements and availability.
Consumers who have a complaint regarding a mortgage company or residential mortgage loan originator may contact the appropriate Texas regulatory agency.
For information regarding Texas mortgage regulation, licensing, consumer complaints, and regulatory resources, consumers may visit the Texas Department of Savings and Mortgage Lending.
The Texas Department of Savings and Mortgage Lending provides information concerning regulated mortgage companies and residential mortgage loan originators and maintains consumer complaint resources.
The mortgage payment calculator is provided solely as an educational and informational tool.
Calculator results are estimates only and should not be relied upon as actual loan terms or monthly payments.
Actual payments may differ based on:
Interest rate
Down payment
Loan program
Property taxes
Homeowners insurance
Mortgage insurance
HOA dues
Closing costs
Loan amount
Property type
Other applicable fees and costs
Calculator results do not constitute a loan approval, commitment to lend, or guarantee of financing.
Submission of an online mortgage application or inquiry does not guarantee:
Loan approval
Interest rate
Loan program eligibility
Closing
Funding
All applications are subject to verification, underwriting, property eligibility, applicable program requirements, and final approval.
Educational materials, including articles, blogs, videos, downloadable guides, and social media content, are provided solely for general informational purposes.
Mortgage programs, guidelines, rates, fees, and requirements may change. Information presented on this Website may not reflect the most current lending guidelines.
Website content should not be considered legal, tax, accounting, financial, or mortgage advice.
Consumers should contact Angela Rose Gibbs regarding their individual circumstances.
Information provided through our blog and other Website content is for general informational and educational purposes only.
Mortgage programs, guidelines, rates, fees, and requirements may change. Information may not reflect the most current guidelines and should not be considered legal, tax, financial, or mortgage advice.
Testimonials appearing on this Website reflect the individual experiences of actual clients.
Individual experiences and results vary based on individual circumstances. Testimonials are not a guarantee or representation that another consumer will have the same experience or outcome.
This Website may provide links to third-party social media platforms, including Facebook, Instagram, LinkedIn, TikTok, YouTube, and other social media services.
We are not responsible for the content, privacy practices, security, availability, or policies of third-party websites or social media platforms.
Social media content associated with Angela Rose Gibbs and Great American Mortgage is intended for general informational purposes and should not be considered a commitment to lend, a guarantee of loan approval, or a guarantee of specific loan terms, rates, or financing.
Mortgage programs, rates, terms, fees, and eligibility requirements are subject to change without notice. Not all applicants will qualify.
Individual loan eligibility is determined based on applicable underwriting requirements and the consumer's individual circumstances.
Downloadable guides, checklists, calculators, and other educational resources are provided for informational purposes only and should not be relied upon as legal, tax, financial, or mortgage advice.
This Website may contain links to third-party websites for your convenience.
We do not control or endorse the content, products, services, or privacy practices of third-party websites.
All text, graphics, logos, photographs, videos, blog articles, educational materials, and other content on this Website are the property of Angela Rose Gibbs or their respective owners unless otherwise indicated.
No content may be copied, reproduced, distributed, modified, or republished without prior written permission, except as permitted by applicable law.
Angela Rose Gibbs and Great American Mortgage are committed to providing equal housing opportunities in accordance with applicable federal and state fair housing laws.
To the fullest extent permitted by law, Angela Rose Gibbs and Great American Mortgage shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of this Website.
Angela Rose Gibbs provides California notary public services, including general notarial services and loan signing services, subject to applicable California laws and regulations.
Notary services are not offered through Great American Mortgage and are separate from mortgage financing services described on this website.
Providing notary or loan signing services does not constitute legal, tax, financial, or mortgage advice.
A California notary public is not authorized to provide legal advice, explain the legal effect of a document, select documents for a signer, or determine whether a document is appropriate for a signer's particular circumstances.
The signer is responsible for understanding the document and its contents and should consult a qualified attorney or other appropriate professional when legal advice is needed.
California notarial acts require the signer to personally appear before the notary as required by California law. Remote webcam or video appearance does not satisfy California's personal-appearance requirement for a California notarial act.
Loan signing services may include facilitating the signing of loan documents and completing required notarial acts.
A loan signing appointment does not constitute legal advice, mortgage advice, loan approval, or a guarantee that a loan will close or fund.
All loan terms, disclosures, documents, and lending decisions are determined by the applicable lender, escrow company, title company, or other authorized party.
All notarizations are subject to applicable California identification, personal appearance, document, and notarial requirements.
A notary may decline or postpone a notarization when the requirements for performing the requested notarial act have not been satisfied.
Notary fees are subject to applicable California law. Additional fees for travel, loan signing appointments, or other services may apply when permitted by law and will be disclosed to the customer before the appointment when applicable.
Notary services are separate from mortgage origination services. The availability of notary services does not affect whether a consumer qualifies for a mortgage loan, receives loan approval, or obtains particular loan terms.
Notarization does not guarantee that a document is legally valid, enforceable, or accepted by a court, lender, title company, government agency, or other organization.
Angela Rose Gibbs does not guarantee the outcome of any document, transaction, loan, escrow, title matter, or other transaction for which notary services are provided.
We reserve the right to modify these Terms of Use at any time.
Updated versions will be posted on this page with a revised Effective Date.
These Terms shall be interpreted and applied consistent with applicable federal and state laws governing mortgage lending, consumer protection, privacy, and advertising.
Nothing in these Terms is intended to limit any rights or protections provided to consumers under applicable law.
Licensed in California, Idaho, and Texas.
Email: angela@greatamerican.loans
Website: www.angelarosegibbs.com